Fast settlements
Receive payments quickly and keep your cash flow steady with minimal hold times and predictable transfers for smoother business operations.
Bank transfer payment gateway
Let customers pay directly from their bank accounts through a secure and familiar method. This gateway offers a smooth checkout experience without cards or complications, creating a direct, reliable connection between your store and the customer’s online banking.
KEY ADVANTAGES OF BANK TRANSFER PAYMENTS WITH CARTEZA
Secure transfers
Customers pay directly from their bank accounts through encrypted connections that protect sensitive data and ensure every transaction stays safe.
Better payment experience
Offer a familiar checkout option without cards – customers can complete payments easily using their trusted online banking system.
Easy integration
Connect the gateway through a ready-to-use API that automates your payment flow and reduces technical complexity.
Global reliability
Scale confidently with a system designed for international commerce, supporting consistent performance and secure transfers worldwide.
ACCEPT CARDS ALONGSIDE BANK TRANSFERS
Complement your bank transfer gateway with secure Visa and Mastercard acceptance. Give customers the flexibility to pay their preferred way while keeping every transaction protected. Our unified platform processes both cards and bank payments efficiently and without extra integration work.
HOW TO START WORKING WITH OUR PLATFORM
[ Step one ]
Share your requirements
Tell us about your business, customers, target markets, currencies, and payment objectives.
[ Step two ]
Set up your account
Complete onboarding by providing the required company information and documentation. Carteza reviews the details and supports you throughout the setup process.
[ Step three ]
Integrate and configure
Connect through Carteza's platform, activate the required payment methods, and configure routing settings for your payment flow.
[ Step four ]
Manage and scale your payments
Launch your payment flows through Carteza and scale across multiple markets, currencies, and payment methods.
ENABLE FAST AND RELIABLE BANK TRANSFERS TODAY
Offer a simple and direct way for your consumers to pay directly without cards or delays. Accept transfers from any bank account, backed by secure API connections and fast settlement. Your clients will enjoy a frictionless payment experience every time.
FREQUENTLY ASKED QUESTIONS
A bank transfer payment gateway enables your customers to pay directly via their online banking system. The transaction does not require a card; all payments are processed through a secure direct connection between the accounts. The gateway provides easy onboarding and traces every transaction within your website flow.
This solution allows them to minimize the risk of fraud and offer a method that most customers are comfortable with when banking online. The gateway facilitates the checkout process and can reduce costs, while catering to users who prefer transfers over card payments.
Yes, transfers are encrypted using the same standards as major banks, ensuring robust protection. No card details are entered on your website, all transactions are confirmed directly via the customer bank account. It’s a secure option for both startups and large enterprises.
Yes, it is a cross-border solution which supports local and global e-commerce. This means consumers can pay directly through their bank using a familiar interface, and settlement works with your provider or merchant account depending on location.
Transfers are confirmed in real-time via API and can settle on the same day during bank processing hours. This allows quicker access to funds and helps maintain a smooth cash flow. Users can easily track progress from checkout to settlement.
Bank transfers work well for e-commerce, SaaS and all businesses seeking a payment system with a quick checkout. They can be particularly useful for high-ticket or subscription-based products, where reducing fees and building trust can lead to growth.
Our team supports you through every step of the integration process. We provide clear documentation, testing guidance, and direct assistance to ensure the bank transfer gateway connects smoothly with your existing platform.